Breakers And Salvage Insurance - Motor Trade Insurance

As a vehicle breaker you have probably noticed how difficult it has become to arrange the appropriate insurance cover for your business, since the industry has become much more challenging in recent years with tighter regulation for obtaining motor trade insurance.

Vehicle Breakers Insurance

Looking for great deals on liability insurance for a vehicle breakers with instant low cost? Rainbow Motor Trade Insurance fully understand the nature of your business and offers a wide variety of choices to ensure that your business is both protected and it's placed with a competitive and specifically chosen insurance policy.

Breakers and salvage insurance, title: Motor trade insurance for breakers in UK

What sort of liability insurance does vehicle breakers need?

  • Public Liability

    Protects you against claims made against you in respect of your legal liability for damage or personal injury.

  • Employers Liability

    Protects you against claims made against you in respect of your legal liability for disease or death.

How much does vehicle breakers insurance cost?

The cost is based upon the risk information received by the underwriter.

Salvage Insurance

If you own a salvage vehicle or you are thinking about purchasing a vehicle with a salvage title you will need a salvage insurance policy.

What is a salvage vehicle?

Companies in motor trade insurance business declare a vehicle to be salvage when the cost of the repairs is greater than the car's value.

A car is usually considered a total loss if the repairs would cost 50% to 90% of it's value.

Can I drive a car with a salvage title?

Salvage vehicles typically can't be driven, but in some cases, depending on the severity of the damage, the car can be rebuilt or repaired.

What are advantages and disadvantages of salvage vehicle?


  • Attractive price - often carry sticker prices that are a fraction of the cost of similar cars with a clean title.
  • Save money - you can save money on buying a new vehicle if your car is declared as a total loss.
  • Enjoyment - in cases if rebuilding cars is your hobby.


  • Lowered safety - your car may have damage that can compromise your safety.
  • Hidden damages - often salvage vehicles have more wrong with it than you noticed.
  • Additional documentation requirements.

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